Property Management & HOAs

Simplifying the complexity of property management.

Pacific Western Bank counts thousands of HOA customers and multiple property management companies among its clients. 

We understand the needs and challenges facing these clients and offer financing and deposit solutions to simplify what can be a complex process.

We have several dedicated HOA teams to serve geographical areas of California. This department and its highly trained staff provide support for the following services:  new account set up, account maintenance, lockbox information, dues payment support, coupon orders, account research and more.

Pacific Western Bank also offers customized lending programs to Homeowners Associations for a variety of needs. Term loans are available to assist the Association to fund 100% of a project through completion.  We can meet the unique lending requirements of homeowners associations with customized financing options for:

  • Major repairs or replacements
  • Common area improvements
  • Interim financing
  • Land lease buyouts
  • Reserve replenishment 

Additionally, our HOA loan professionals are familiar with the pre-payment process of special assessments. Our loans incorporate a method which allows for application of these pre-payments and re-amortizing the new loan balance to match the new assessment receivable income stream at no additional cost.