With a variety of features and benefits, you can find a checking account to meet your personal banking needs:

VALUE CHECKING - A simple account for your every day needs

VALUE INTEREST CHECKING - Ideal if you want to earn interest on your balances

HIGH YIELD CHECKING - For those who maintain higher balances and want higher interest rate

VALUE CHECKING - A simple account for your every day needs

• NO CHARGE - Online Banking and Bill Pay
• NO CHARGE - Pacific Western Bank ATM/Debit Mastercard® with up to $5,000 daily limit plus $1,000 daily ATM withdrawal
• Unlimited use of Pacific Western Bank ATM'^s1
• Unlimited check writing
• No per check charge
• Complimentary 24x7 Telephone Banking calls
• $50.00 minimum opening deposit

Monthly Service Charge

• NO CHARGE with $500 minimum daily balance OR $1,500 average monthly balance
• $5.00 with electronic statement²
• $6.00 with paper statement

VALUE INTEREST CHECKING³ - Ideal if you want to earn interest on your balances

• Interest on all balances
• NO CHARGE - Online Banking and Bill Pay
• NO CHARGE - Pacific Western Bank ATM/Debit Mastercard^® with up to $5,000 daily limit plus $1,000 daily ATM withdrawal
• Unlimited use of Pacific Western Bank ATM's¹
• Unlimited check writing
• No per check charge
• Complimentary 24x7 Telephone Banking calls
• $50.00 minimum opening deposit

Monthly Service Charge

• NO CHARGE with $800 minimum daily balance OR $2,500 average monthly balance
• $8.00 with electronic statement²
• $9.00 with paper statement

HIGH YIELD CHECKING³ - For those who maintain higher balances and wish to earn more competitive interest rates

• Interest on all balances
• NO CHARGE - Online Banking and Bill Pay
• NO CHARGE – Pacific Western Bank ATM/Debit Mastercard^® with up to $5,000 daily limit plus $1,000 daily ATM withdrawal
• Unlimited use of Pacific Western Bank ATM's¹
• Unlimited check writing
• No per check charge
• Complimentary 24x7 Telephone Banking calls
• $50.00 minimum opening deposit

Monthly Service Charge

• NO CHARGE with $5,000 minimum daily balance OR $15,000 average monthly balance
• $20.00 with electronic statement²
• $21.00 with paper statement

1. 1. Withdrawals are fee-free at any Pacific Western Bank ATM. Unaffiliated ATM's may charge a fee for the use of their ATM's.
2. 2. Enrollment in VIPbanker^™ is required for electronic statement.
3. 3. These accounts are interest bearing and have variable rates. The interest rate and Annual Percentage Yield (APY) may change at our discretion at any time. The minimum balance must be maintained each day to earn the APY. Fees may reduce your actual earnings.

Offer good on personal accounts only; business and corporate accounts do not qualify for these plans. Bank rules and regulations apply. Ask us for details.

ACCESS ACCOUNT INFORMATION AT ANY TIME
Check the status of your accounts at any time by using our online banking or telephone banking services.

VIPbanker^™ brings the bank to you. Online banking is the check free way to manage your finances. Check your account balances, get online statements, pay bills and perform a variety of transactions from anywhere at any time.

Just call toll-free 1-800-654-7962 to access your account status, check account balances, verify deposits and more anytime day or night, via telephone.

For more information on personal checking products and services, click here and we'll have a bank representative contact you.