DOCUMENTS REQUIRED TO CONSIDER A LOAN RESTRUCTURE OR SHORT TERM POSTPONEMENT:

a) A CURRENT PERSONAL FINANCIAL STATEMENT [CLICK HERE FOR NON-SBA LOAN FORM] OR [CLICK HERE FOR SBA LOAN FORM];

b) COPIES OF 12 MONTHS OF YOUR BANK STATEMENTS (ALL CHECKING AND SAVINGS ACCOUNTS);

c) COPIES OF YOUR LAST SIX MONTHS PAY STUBS; (if currently employed)

d) COPIES OF LAST THREE YEARS TAX RETURNS (FEDERAL AND STATE) FOR ALL BORROWERS, GUARANTORS AND BUSINESSES, AS WELL AS INTERIM FINANCIAL STATEMENTS; AND

e) A HARDSHIP LETTER, WHICH REFERENCES THE SUBJECT LOAN NUMBER AND EXPLAINS THE REASONS OR EVENTS WHICH CAUSED YOU TO GET BEHIND IN YOUR PAYMENTS.