February 4, 2012
 
Business Checking Business Savings & Investment Cash Management Services  Commercial Loans/Lines of Credit   Real Estate Loans & Services HOA Deposit Services HOA Loan Services Small Business Administration Loans International Banking Accounts Receivable Financing & Factoring  Remote Deposit Service Additional Services 

SMALL BUSINESS CHECKING
BUSINESS CHECKING
BUSINESS ANALYSIS CHECKING
SMALL BUSINESS INTEREST CHECKING - Sole Proprietors and Non-Profit Organizations ONLY
SMALL BUSINESS INTEREST CHECKING - Attorney Client Trust - State Bar Accounts ONLY


SMALL BUSINESS CHECKING - the perfect account for most businesses
NO CHARGE - 200 monthly transaction items1; $.30 per item thereafter
NO CHARGE - 10,000 coin and currency deposited or furnished per month; $1.50 per $1,000 thereafter
NO CHARGE - Online Banking and Bill Pay2
NO CHARGE - Pacific Western Bank ATM/Debit Mastercard® with up to $5,000 daily limit plus $1,000 daily ATM withdrawal3
Unlimited 24-hour Telephone Banking calls
$50.00 minimum opening deposit

Monthly Service Charge

NO CHARGE with $1,200 minimum daily balance OR $3,000 average monthly balance
$8.00 with electronic statement4
$9.00 with paper statement

BUSINESS CHECKING - created for businesses with a moderate level of activity

NO CHARGE - 500 monthly transaction items1; $.30 per item thereafter
NO CHARGE - 10,000 coin and currency deposited or furnished per month; $1.50 per $1,000 thereafter
NO CHARGE - Online Banking and Bill Pay2
NO CHARGE - Pacific Western Bank ATM/Debit Mastercard® with up to $5,000 daily limit plus $1,000 daily ATM withdrawal3
Unlimited 24-hour Telephone Banking calls
$50.00 minimum opening deposit

Monthly Service Charge

NO CHARGE with $3,000 minimum daily balance OR $9,000 average monthly balance
$15.00 with electronic statement4
$16.00 with paper statement

BUSINESS ANALYSIS CHECKING - designed for businesses with more complex banking needs

Earnings credit allowance on deposit balances may offset activity fees
Fees quoted on account activity

CONTACT US
For more information on how Business Analysis Checking can maximize your use of bank services, click here and we'll have a bank representative contact you.

SMALL BUSINESS INTEREST CHECKING5 - Sole Proprietors and Non-Profit Organizations ONLY

NO CHARGE - 200 monthly transaction items1; $.30 per item thereafter
NO CHARGE - 10,000 coin and currency deposited or furnished per month; $1.50 per $1,000 thereafter
NO CHARGE - Online Banking and Bill Pay2
NO CHARGE - Pacific Western Bank ATM/Debit Mastercard® with up to $5,000 daily limit plus $1,000 daily ATM withdrawal3
Unlimited 24-hour Telephone Banking calls
$50.00 minimum opening deposit

Monthly Service Charge

NO CHARGE with $2,000 minimum daily balance OR $5,000 average monthly balance
$12.00 with electronic statement4
$13.00 with paper statement

SMALL BUSINESS INTEREST CHECKING/Attorney Client Trust5 - State Bar Accounts ONLY

NO CHARGE - 200 monthly transaction items1; $.30 per item thereafter
NO CHARGE - 10,000 coin and currency deposited or furnished per month; $1.50 per $1,000 thereafter
NO CHARGE - Online Banking and Bill Pay2
Unlimited 24-hour Telephone Banking calls
$50.00 minimum opening deposit

Monthly Service Charge

NO CHARGE with $2,000 minimum daily balance OR $5,000 average monthly balance
$12.00 with electronic statement4
$13.00 with paper statement

1. Transaction items include checks paid, checks deposited, ACH debits and ACH credits.
2. Refer to VIPbanker™ Online Banking Guide for more detailed information.
3. Only sole proprietors are eligible for ATM/Debit Card. Application required for Business Debit Card. Withdrawals are fee-free at any Pacific Western Bank ATM. Unaffiliated ATM's may charge a fee for use of their ATM's.
4. Enrollment in VIPbanker™ is required for electronic statements.
5. These accounts are interest bearing and have variable rates. The interest rate and Annual Percentage Yield (APY) may change at our discretion at any time. The minimum must be maintained each day to earn the APY. Fees may reduce your actual earnings.

ACCESS ACCOUNT INFORMATION AT ANY TIME
Check the status of your accounts at any time by using our online banking or telephone banking services.

VIPbanker brings the bank to you. Online banking is the check free way to manage your finances. Check your account balances, get online statements, pay bills and perform a variety of transactions from anywhere at any time.

Just call toll-free 1-800-654-7962 to access your account status, check account balances, verify deposits and more anytime day or night, via telephone.

For more information on our business products and services, click here and we'll have a bank representative contact you.